CHESTER, Engelane - Ka matsatsi a fetang 30 a ho reka ho fihlela Keresemese le letsatsi le le leng feela la ho lefa bakeng sa ba bangata, lipatlisiso tse ncha tse tsoang ho MoneySupermarket li bolela esale pele hore litšenyehelo tsa mokete li tla be li le holimo ho £ 22 limilione tse likete * ha Brits e hasanya ka karolelano ea £ 445 motho ka mong selemong sena. Sena se nyolohile ka liperesente tse 1.8 palong ea selemo se fetileng ea £437 motho ka mong, e emelang chelete e eketsehileng ea £1 billion** tšebelisong e akaretsang.
Patlisiso e ile ea botsa batho ba baholo ba Brithani ba fetang 2,000 35 'me ba fumane hore chelete e tla ba e phahameng ka ho fetisisa har'a batho ba lilemo li 54-491 ho £423 motho ka mong. Kakaretso e oela ho £55 bakeng sa ba lilemo li 415 le ho feta le £18 bakeng sa ba lilemo li 34 ho isa ho XNUMX.
Bao ba Leboea-Bochabela ba ikemiselitse ho sebelisa chelete e ngata ka karolelano ea £595 motho ka mong, ba lateloe ke ba Wales ka £531. Bareki ba East Midlands ba lebelletse ho sebelisa chelete e kaalo ka $355 motho ka mong.
Leha ho le joalo, motho a le mong ho ba bahlano, (liperesente tse 19***) o lebelletse hore Keresemese e tla ba kenya likolotong tse eketsehileng selemong sena, e nyolohela ho a le mong ho ba bane (karolo ea 25 lekholong) bakeng sa ba lilemo li 18 - 34 vs. 21 lekholong ea 35 - Ba lilemo li 54 le liperesente tse 12 tsa ba fetang 55. Ho ba entsoeng lipatlisiso, ke liperesente tse 15 feela tsa Brits tse lebelletseng hore moputso oa bona oa December o tla koahela chelete ea Keresemese.
Har'a ba rerang ho sebelisa chelete Keresemese ena, liperesente tse 73 li lebelletse ho sebelisa boholo ba tekanyetso ea bona ea Keresemese ho reka limpho, 'me bo-'m'e le bo-ntate ba rera ho arohana le £132 ngoana ka mong ho reka limpho feela.
Ho batsoali bao ho entsoeng phuputso ho bona, karolo ea 67 lekholong e hlokolosi haholo mabapi le seo ba se sebelisang ka lebaka la maemo a hona joale a lichelete ’me hoo e ka bang halofo (47 lekholong) ba lumetse hore ba ikutloa ba le tlas’a khatello ea ho sebelisa chelete e ngata ho feta eo ba ka e khonang baneng ba bona. Leha ho le joalo, karolo ea boraro (34 lekholong) e itse ba ikemiselitse ho sebelisa eng kapa eng e hlokahalang ho fa bana ba bona Keresemese e monate.
Phuputso e boetse e botsa batsoali hore na ba rerile ho etsa moralo oa lichelete tsa limpho tsa bana ba bona Keresemese joang. Motho a le mong ho ba bane (24 per cent) o itse o tla beha budget eseng e fete. Ho feta karolo ea boraro (liperesente tse 35) ba rera ho beha moralo oa lichelete empa ba ka e feta, ha liperesente tse 27 li bonts'itse hore ba ke ke ba beha moralo oa lichelete empa ha ba utloe hore tšebeliso ea bona ea chelete e ke ke ea tsoa taolong. Ha ba botsoa hore na ke bokae boo batsoali ba ka nahanang ho bo sebelisa bakeng sa mpho e le 'ngoe bakeng sa ngoana oa bona, £131 e ile ea tsoa e le eona ntlha ea ho reka.
Ha ba batle ho tlohela setho sa lelapa seo ba se ratang haholo, liperesente tse 32 tsa Brits li rera ho rekela phoofolo ea bona ea lapeng mpho Keresemese ena, ba sebelisa chelete e ka bang £7.85 ho reka lijo tse ling bakeng sa Fido kapa Felix.
Qetellong qenehela basali nakong ena ea mekete. Lebenkele le leholo la Keresemese e ntse e le sebaka sa polokelo ea basali le bo-'m'e, 'me ke liperesente tse 13 feela tsa banna ba reng ke bona bareki ba ka sehloohong ba Keresemese malapeng a bona.
Clare Francis, setsebi sa lichelete sa MoneySupermarket o itse: “Ho reka Keresemese ke karolo e khōlō ea chelete ho batsoali ka ho khetheha. 'Me ho setse letsatsi le le leng feela la moputso bakeng sa batho ba bangata ho fihlela Keresemese, ho bohlokoa ho nka mehato hona joale ho laola lichelete tsa hau ho fihlela letsatsi le leholo - le ho feta.
"Phuputso ea morao tjena ea baeti ba MoneySupermarket e fumane, ke liperesente tse 37 **** feela tse tla tšehetsa Keresemese ka chelete e ka sebelisoang selemong sena ka morero o khothatsang oa 34% oa ho sebelisa chelete eo ba e bolokileng. Ho sebelisa karete ea mokitlane kapa lebenkele e ne e le khetho e latelang e tsebahalang haholo bakeng sa a le mong ho ba leshome.
"Karete ea mokoloto e fanang ka theko e sa lefelloeng e ka ba khetho e ntle bakeng sa ba batlang ho feto-fetoha le maemo le mokhoa o sebetsang oa ho jala litšenyehelo tsa Keresemese. Lihlahisoa tse etelletseng pele joalo ka Tesco Clubcard Credit Card li fana ka likhoeli tse 16 tsa mahala ha u li reka. Leha ho le joalo, mang kapa mang ea nkang khetho ena o tlameha ho etsa bonnete ba hore ba khona ho lefa molato ka Selemo se Secha.
"Karete ea ho khutlisa chelete e kang Barclaycard Cashback Credit Card kapa American Express Platinum Cashback Card le eona e ka ba khetho e ntle ho ba batlang ho putsoa bakeng sa tšebeliso ea bona ea Keresemese.
Qetellong, ho sebelisa li-voucher le ho batla limpho le lintho tse ling marang-rang ho tla thusa chelete ea hau ho ea pele.
Tšebeliso ea libaka:
Lebatowa Sebelisa
North East GBP595
Wales GBP531
Ireland Leboea GBP525
Bokone Bophirima GBP490
Scotland GBP465
Yorks & Humber GBP453
London GBP438
West Midlands GBP437
South East GBP414
South West GBP406
Bochabela ho Engelane GBP392
East Midlands GBP355
Karolelano ea GBP445
Lintlha ho mohlophisi:
2012
*E ekelitsoe ho latela palo ea batho ba baholo ba UK e leng limilione tse 49.9 - e nkiloe ho ONS bakeng sa 2012(49,969,000 x 445 = 22,236,205,000) £22.2billion.
**Borithane ba lebelletsoeng ho sebelisa chelete e fetang £21 bilione ka 2011 - Palo ena e ipapisitse le liphuputso tse fumaneng Brits e rerile ho sebelisa £437 kaofela limpho tsa bona tsa Keresemese ka 2011.
Palo ea £437 e ekelitsoe ke 49,529,000 e leng kakaretso ea baahi ba UK ba 18 kapa ho feta.
Lipalopalo tsa baahi li fumanoe ho tsoa ho lipalo-palo tsa baahi ba ONS 2008 selemo le selemo bakeng sa 2011.
*** Liphuputso tse tharo tse sebelisitsoeng tokollong, kaofela li entsoe ke Opinium Research LLP ka mohlala oa batho ba baholo ba 2,000+ UK. Lipatlisiso tse entsoeng ka Nov 2011 le Nov 2012.
****MoneySupermarket webpoll ea 2012
U tla lefella litšenyehelo tsa Keresemese joang selemong see?
Ke tla qoela ka har'a polokelo - 23.8%
Ke tla sebelisa chelete eo ke e fumanang - 37.4%
Ke tla sebelisa karete ea ka ea mokoloto / karete ea lebenkele - 10.6%
Ke tla tlameha ho sebelisa overdraft ea ka - 3.3%
Ke ntse ke boloka selemo kaofela ka mokhoa oa ho boloka chelete - 9.8%
Ke tla alima chelete ho metsoalle le/kapa lelapa - 1.7%
Ha ke na bonnete kapa ha ke tsebe - 4.8%
Ha ke keteke Keresemese - 8.7%
SEO U LOKELANG HO SE NKA HO SEHLOOHO ENA:
- Har'a ba rerang ho sebelisa chelete Keresemese ena, liperesente tse 73 li lebelletse ho sebelisa boholo ba tekanyetso ea bona ea Keresemese ho reka limpho, 'me bo-'m'e le bo-ntate ba rera ho arohana le £132 ngoana ka mong ho reka limpho feela.
- Just over a third (35 per cent) plan to set a budget but may go over it, while 27 per cent indicated they will not be setting a budget but don’t feel their spending ever gets out of hand.
- Of the parents surveyed, 67 per cent are very cautious about what they’re spending due to the current financial climate and almost half (47 per cent) agreed they feel under pressure to spend more than they can afford on their children.
