E se e le nako e telele joale, lefu la pelo e bile le leng la lisosa tse ka sehloohong tsa lefu lefatšeng ka bophara. Ho ea ka Lekhotla la India la Patlisiso ea Bongaka, stroke e ne e le sesosa sa bone se ka sehloohong sa lefu le sesosa sa bohlano se ka sehloohong sa DALY (Dilemo tsa Bokooa bo Fetotsoeng) India ka 2016. Stroke, kankere, bofofu ka ho feletseng, lefu la Parkinson, lefu la sebete sa ho qetela, lefu la myocardial (hape le tsejoa e le lefu la ho fokola ha masapo). lefu la pelo), "coronary artery bypass graft", joalo-joalo, kaofela li oela tlas'a lethathamo la mafu a mahlonoko.
Ha re tobane le 'nete e nyarosang joalo, ho reka leano la bokuli bo mahlonoko e ba bohlale haholo. Ha re fumane litsela tse hlano tseo sekoahelo sa bokuli bo mahlonoko se u sireletsang bophelo bo botle le lichelete tsa lelapa la hau nakong ea maemo a tšohanyetso a matla a bophelo.
1. Tšehetso ea Lichelete e nang le Tšireletso e Feletseng
Ka bomalimabe, haeba u tšoaroa ke lefu le kotsi, ho ka etsahala hore litšenyehelo tsa hau tsa phekolo li fete tekanyetso ea hau. 'Me inshorense ea bophelo bo botle e ka' na ea haelloa ke ho u fa tšireletso e lekaneng. Hape, maano a mangata a inshorense ea bophelo bo botle ha a fane ka tšireletso bakeng sa maemo a tebileng joalo ka ho hloleha ha liphio kapa sebete. Ke nakong eo ho ba le leano le mahlonoko la bokuli ho tlang e le thuso. Kakaretso ea mafu a kotsi e tiisa hore ha ho na moroalo oa lichelete ho uena le ba lelapa la hau.
Hape, phekolo ea maemo a matla e kenyelletsa letoto la litšenyehelo tse ling tsa bongaka le tseo e seng tsa bongaka, joalo ka ho buisana le ngaka kamehla, meriana, liphekolo, joalo-joalo. e fanoang ke Care Health Insurance. Inshorense ea bophelo bo botle ea Inshorense ea Bophelo bo Botle e u lefella mafu a 32 a mahlonoko. Re tla tšohla haholoanyane ka melemo ea pholisi ea bona qetellong ea sengoloa sena.
2. Molemo oa Lekhetho Tlas'a Karolo ea 80D
U ka kopa premium eo u e lefang molemong oa moralo oa hau oa bokuli bo mahlonoko ha u kenya lekhetho la lekhetho. Leano la inshorense bakeng sa hau, molekane, le bana ba itšetlehileng ka bona e fana ka melemo ea lekhetho e fihlang ho Rs.25,000 tlas'a Karolo ea 80D. Hape, u lokeloa ke ho fokotsoa tleleime tefong e lefuoang lebitsong la batsoali ba hao.
Haeba batsoali ba hao ba le ka tlase ho lilemo tse 60, siling e holimo bakeng sa melemo ea lekhetho ke INR 25,000, ha moeli oa batsoali ba ka holimo ho lilemo tse 60 ke INR 75,000. Karolo e molemohali ke hore haeba u ka holimo ho lilemo tse 60 'me u ikarabella bakeng sa tefiso ea batsoali ba hao, u ka thabela melemo ea lekhetho bakeng sa phokoletso e phahameng ea INR 1 lakh.
3. Backup bakeng sa Litlhoko tsa Lichelete
Boemong bo sa thabiseng ha motho a loana bophelo bohle khahlanong le lefu le matla, a ka lahleheloa ke matla a ho tsoela pele a sebetsa le ho iphelisa. Sena se bolela hore ba na le ts'okelo ea ho lahleheloa ke chelete ea bona e tsitsitseng e bakang mathata a nako e telele a lichelete.
Mona ke ha ts'ireletso ea lichelete tlas'a moralo oa bokuli bo boima e tla joalo ka tlhohonolofatso. Motho ea nang le pholisi o na le tokelo ea ho sebelisa chelete ea tšireletso e fumanoeng ka tsela eo a bonang e loketse, 'me sena e ka ba molemo oa ho khutlisa chelete e lahlehileng le ho fihlela boitlamo ba lichelete.
4. Setsi sa Maikutlo a Bobeli
Kalafo ea mafu a matla e ka ba e pharaletseng le e phethehileng. E ka ama motho maemong ohle - 'meleng, maikutlong le kelellong. Boemong bo joalo, u lokela ho etsa bonnete ba hore keletso e fanoeng ke hao ngaka ke molemo ka ho fetisisa bakeng sa hao. Morero oa bokuli ba bohlokoa ho tsoa ho liinshorense tse tsebahalang o akaretsa liphekolo tse ling, chemotherapy, le radiotherapy mme o fana ka molemo oa maikutlo a bobeli a machabeng. Tlas'a tšireletso ea inshorense ea bophelo bo botle ea Inshorense ea Bophelo, haeba u sa khotsofatsoe ke tlhahlobo ea hau ea hajoale kapa tlhahlobo ea kalafo, u ka fumana maikutlo a bobeli ho tsoa kae kapa kae India.
5. Teko ea Kamehla ea Bophelo bo Botle ka Litlhahlobo tsa Selemo le Selemo tsa Bophelo bo Botle
Molemo o mong oa bohlokoa oa moralo oa mafu a mahlonoko ke setsi sa tlhahlobo ea bophelo ea selemo le selemo. Ho netefatsa bophelo bo botle, tlhahlobo ea khafetsa ea selemo le selemo ea bophelo bo botle e netefatsa hore mafu a bohlokoa a fumanoa kapele hobane thibelo e lula e le betere ho feta pheko.
Kaha joale u se u tseba lintlha tsa motheo tsa moralo oa bokuli bo mahlonoko, u lokela ho nahana ka ho ithekela uena le ba lelapa la hau bakeng sa bokamoso bo sireletsehileng. Haeba o sa tsebe hantle hore na o khetha inshorense efe, re fana ka maikutlo a ho hlahloba Inshorense ea Bophelo bo Botle. E 'ngoe ea li-inshorense tse etelletseng pele tsa bophelo bo botle, Inshorense ea Bophelo bo Botle, e fana ka tse ling tsa merero e felletseng e felletseng e akaretsang, ho kenyeletsoa mafu a mahlonoko a 32, lits'enyehelo tsa OPD, mefuta e meng ea kalafo, bonase e sa batleng le tse ling. Kahoo, etsa bonnete ba hore u khetha tšireletso e nepahetseng ea bophelo bo botle ho sireletsa bophelo ba hau khahlanong le mafu a neng a e-so ka a bonoa.
SEO U LOKELANG HO SE NKA HO SEHLOOHO ENA:
- Now that you are aware of the basics of a critical illness plan, you should consider buying one for yourself and your family for a secured future.
- The policyholder is eligible to use the coverage amount received the way they deem fit, and this can be a benefit to replace the lost income and meet financial obligations.
- Under Care Health Insurance’s critical illness insurance coverage, if you are not satisfied with your current diagnosis or treatment consultation, you can avail of a second opinion from anywhere in India.
