Mekhoa e 3 e tsebahalang e lebelletsoeng ho khanna pono ea mmaraka ea inshorense (UBI)

Inshorense e sebelisang ts'ebeliso (UBI) esale e thusa lik'hamphani tsa inshorense ho khothaletsa mekhoa e metle ea ho khanna ho bareki ba banyenyane. Sistimi e ntse e hlahlojoa ka bophara ho fa bakhanni meputso le likhothaletso bakeng sa tlhokomelo e lekaneng ea likoloi le ho khanna ka boikarabello, ho tla matlafatsa boholo ba indasteri ea UBI lilemong tse tlang.

Ho na le keketseho ea ho nkuoa ha liforomo tsa UBI ke lik'hamphani tse fapaneng tsa inshorense e le hore li tsebe ho latela mekhoa ea ho khanna ka nepo le ho hokahanya phaello ea inshorense le likotsi tse hakantsoeng. Likhamphani tsa inshorense li bonoa li sebelisana 'moho le bafani ba litharollo tse fokolang ho thusa ho eketsa phaello ea litharollo tse kenelletseng tsa telematics.

Kopa mohlala oa kopi ea tlaleho ena @ https://www.gminsights.com/request-sample/detail/3020

Mohlala, Car Security e ne e nkile mokha oa mahlale a CalAmp oa telematics hammoho le sethala sa CrashBox sa lits'ebeletso tsa taolo ea likotsi tsa koloi ka 2017. Sena se ile sa etsoa ho nolofatsa linyehelo tsa koloi tse hokahaneng. Ho ea ka tšebelisano 'moho, CalAmp e tlameha ho fana ka lisebelisoa tsa telematic bakeng sa ho ntlafatsa ts'ebetso ea ts'ebetso ea likopo ho lik'hamphani tsa inshorense.

Tse hlalositsoeng ka tlase ke litloaelo tse 'maloa tse tla ama pono ea mmaraka ea ts'ebeliso ea inshorense lilemong tse' maloa tse tlang:

1) Kamohelo e ntseng e eketseha ea maano a PHYD har'a bareki

Mefuta ea inshorense ea Pay-How-You-Drive (PHYD) e shebana le boits'oaro ba hajoale ba ho khanna ho khona ho lokisa litefiso tsa inshorense ha mefuta ea inshorense ea setso e ne e thehiloe nalaneng ea ho khanna e fetileng. Moetso oa leano o sebelisitsoe haholo ke lik'hamphani ho nyahamisa ho khanna ho sa tsotelleng mme o khothalelitse mekhoa ea ho khanna e bolokehileng mme e fana ka likhothaletso le meputso.

Pholisi ea PHYD e thusa ho fokotsa linyeoe tse sa lebelloang tsa bomenemene le likotsi tsa likotsi hape e theola likopo tsa inshorense tse etsang hore e be molemo ho bafani ba inshorense. Karolo ea sephutheloana sa inshorense ea PHYD e ne e ikarabella ho feta 70% ea karolo ea mmaraka ea UBI lefats'eng ka lebaka la ho ata hoa mofuta ona har'a bareki bakeng sa phokotso ea litefiso tsa inshorense.

Kopo ea ho ikhethela @ https://www.gminsights.com/roc/3020

Khokahano ea lits'ebeletso tse fapaneng tse hokahaneng joalo ka inshorense ea bosholu le mananeo a bophelo bo botle ba makoloi hammoho le liphutheloana tsa PHYD li tla ts'ehetsa kholo ea mmaraka nakong e tlang mme e ame mekhoa ea ts'ebeliso ea inshorense.

2) Ho fana ka mananeo a inshorense a thehiloeng ho smartphone

Bareki ba ntse ba una molemo o moholo ho litharollo tsa telematics tse kentsoeng likoloing tsa bona mme li hokahantsoe le li-smartphones tsa bona ho tseba ho lekola setaele sa bona sa ho khanna le ho etsa liphetoho tse hlokahalang bakeng sa phokotso ea litefiso tse phahameng. Likhamphani tsa inshorense li se li qalile ho sebelisana le bafani ba tharollo ea software ho tseba ho fana ka mananeo a inshorense ea telematics a ipapisitse le li-smartphone hore li lule li le tlholisano.

NJM Insurance Group e ne e khethile IMS bakeng sa lenaneo le lecha la inshorense la telematics le ipapisitse le li-smartphone ka 2018. NJM e sebelisa telematics ea li-smartphone tsa IMS molemong oa ts'ehetso ea polokeho har'a bareki ka ho fana ka meputso ho bakhanni ba bolokehileng hammoho le ho kenya lintlha tsa mokhanni. Karolo ea mahlale a smartphone e tla bona kholo e kholo, e ngolisang ho feta 35% CAGR ho feta 2019-2026 ka lebaka la ho amoheloa ka potlako ha lisebelisoa tsa smartphone le thepa ea eona e bonolo ea ho e sebelisa.

3) Litharollo tsa UBI tse tsamaisoang haholo ke telematics

Lekala la likoloi le ntse le fumana phetoho e kholo ka ho hlahisoa ha mahlale a moloko o tlang khafetsa. Ho bile le tlhoko e kholo ea makoloi a baeti a nang le lipolanete tse tsoetseng pele tse thehiloeng ho telematics tse ka lekolang mekhoa ea ho khanna mme hamorao tsa thibela liphoso tsa tšohanyetso.

Ho latela tlaleho ea Khomishene ea Europe e phatlalalitseng ka 2017, hoo e ka bang 90% ea thekiso ea makoloi a macha ka 2020 e tla kenyelletsa lipakete tsa telematics tse kenelletseng. Karolo ea koloi ea baeti e ne e nkile karolo e ngata, e etsang 85% ea kakaretso ea boholo ba mmaraka oa UBI ka 2018 ka lebaka la thekiso e potlakileng ea makoloi a macha a baeti lefatšeng ka bophara.

Baetsi ba likoloi le lik'hamphani tsa inshorense ba ntse ba tsepamisitse maikutlo haholo kopanong ea lits'ebetso tsa likhokahanyo tsa likoloi le IoT ka lebaka la phetoho e potlakileng tikolohong ea mahlale ka har'a indasteri. Lisebelisoa tsa puisano tse kahare li ntse li fana ka khokahano ea nako ea nnete lipakeng tsa lik'hamphani tsa inshorense le koloi ho fumana inshorense. Sena se ba thusa ho tseba ka botlalo mathata a likoloi.

Tlaleha Litaba

Khaolo ea 1. Methodology & Scope

1.1. Mokhoa

1.1.1. Patlisiso ea pele ea data

1.1.2. Mofuta wa ponelopele le ponelopele

1.1.3. Leseli la indasteri le netefatso

1.1.4. Bophahamo

1.1.5. Tlhaloso

1.1.6. Mokhoa le mekhahlelo ea ponelopele

1.2. Mehloli ea Boitsebiso

1.2.1. Mathomo

1.2.2. Mahareng

1.2.2.1. Mehloli e lefshoang

1.2.2.2. Mehloli ea sechaba

Khaolo ea 2. Kakaretso ea Tsamaiso

2.1. Indasteri ea theknoloji ea UBI 360º, 2015- 2026

2.1.1. Mekhoa ea khoebo

2.1.2. Mekhoa ea libaka

2.1.3. Mekhoa ea liphutheloana

2.1.4. Mekhoa ea mahlale a morao-rao

2.1.5. Mekhoa ea mofuta oa koloi

Khaolo ea 3. Indasteri ea mahlale a UBI Tlhatlhobo

3.1. Selelekela

3.2. Likarolo tsa indasteri

3.3. Sebaka sa indasteri, 2015-2026

3.4. Tlhahlobo ea tikoloho ea theknoloji ea UBI

3.4.1. Likhamphani tsa inshorense

3.4.2. Likoloi

3.4.3. Bafani ba tharollo ea Telematics

3.4.4. Bafani ba Smartphone

3.4.5. Bafani ba litšebeletso tsa Telecom

3.4.6. Baetsi ba lisebelisoa tsa OBD

3.4.7. Basebelisi ba ho qetela

3.5. Melemo ea UBI

3.6. Ho sebetsa / meralo ea mahlale a UBI

3.7. Theknoloji le boiqapelo

3.7.1. IOT

3.7.2. AI le ho ithuta ka mochini

3.7.3G

3.7.4. Laola-How-You-Drive (MHYD)

3.8. Litekanyetso tsa OBD

3.8.1. Boto ea California Air Resources (CARB)

3.8.2. Setsi sa Ts'ireletso ea Tikoloho ea Amerika (EPA) Boemo bo Boima ba Enjine

3.8.3. Mokhatlo oa Baetsi ba Likoloi tsa Maindia (SIAM)

3.8.4. Litekanyetso tsa OBD tsa Europe

3.8.5. Litekanyetso tsa OBD II

3.8.6. Maemo a China a Emisi

3.9. Ponahalo ea taolo

3.9.1. Molao oa Kakaretso oa Ts'ireletso ea Datha (GDPR), Europe

3.9.2. Telematics In-Vehicle USD Million (IVU) Ts'ebetso e Sebetsang le ea Bohlale, Australia

3.9.3. Ts'ebetso ea ts'ebetsong le ts'ebetsong bakeng sa telematics ea likoloi tse boima, NTC Australia

3.9.4. CSA 2010 (Lenaneo la Ts'ebetsong le Ts'ebetsong), US

3.9.5. Molao-motheo oa indasteri ea likoloi (AIS-140)

3.10. Matla a matla a indasteri

3.10.1. Bakhanni ba kholo

3.10.1.1. Kholo ea indasteri ea makoloi

3.10.1.2. Ho tsepamisa maikutlo ho theknoloji e hole ea ho hlahloba

3.10.1.3. Kholo palong ea likoloi tse hokahaneng tse tlisang menyetla e mecha ea UBI

3.10.1.4. Ho phahama ho kenella ha li-smartphones ho kopantsoe le lits'ebetso tsa khokahano ea likoloi

3.10.1.5. Ts'ebeliso e potlakileng ea UBI ke lik'hamphani tsa inshorense ho ntlafatsa phaello

3.10.1.6. Tloaelo e ntseng e hola ea mofuta oa inshorense ea Try-Before-You-Buy (TBYB)

3.10.2. Likotsi tsa Indasteri le Liphephetso

3.10.2.1. Ts'ireletso ea data le matšoenyeho a lekunutu

3.10.2.2. Litaba tsa boleng ba data le sistimi ea UBI e thehiloeng ho smartphone

3.10.2.3. Litaba tse ntseng li eketseha tsa ts'ebetso

3.11. Tlhahlobo ea Porter

3.11.1. Matshosetsi a batho ba batjha

3.11.2. Tšokelo ea ba nkang sebaka

3.11.3. Theko ea theko ea moreki

3.11.4. Matla a ho buisana ka mofani oa thepa

3.11.5. Khohlano ea indasteri

3.12. Tlhatlhobo ea PESTEL

3.13. Tlhahlobo ea bokhoni ba kholo

Fumana lethathamo le tebileng la litaba tse ka hare @ https://www.gminsights.com/toc/detail/usage-based-insurance-ubi-market

SEO U LOKELANG HO SE NKA HO SEHLOOHO ENA:

There is an increase in the uptake of UBI platforms by various insurance companies so that they are able to track the driving patterns accurately and align the insurance premium with the estimated risks.
Customers have been largely benefitting from the telematics solutions that are installed in their vehicles and connected to their smartphones to be able to evaluate their driving style as well as make necessary modifications for the reduction of high premiums.
The passenger car segment had held a majority of the share, accounting for about 85% of total UBI market size in 2018 owing to the accelerated sale of new passenger vehicles worldwide.